Pay for your project with predictable, monthly payments without tapping into your home equity.*

  • Check rates in under 2 minutes: Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
  • Loans typically fund in 1-5 days** If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
  • Fixed monthly payments: Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.
  • No prepayment penalties: You can pay off the loan early with no additional fees

* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. ** Funding can be as soon as 24 hours and takes 3-5 days on average.
† 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer.

Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.